American Surety Bonds Agency helps you get a Lost Cashier’s Check Bond fast. You’ll need one if Bank of America requires it to replace a lost, stolen, or destroyed cashier’s check or money order. Bank of America typically requires a 90-day waiting period before releasing a standard replacement. A Lost Cashier’s Check Bond lets Bank of America issue yours without the wait.

Ready to apply? Apply for a Lost Cashier’s Check Bond now.

Bond Requirements

A Lost Cashier’s Check Bond for a Bank of America-issued check or money order follows the same requirements as any Lost Cashier’s Check Bond — the bond type and how the bond amount is calculated don’t change based on which bank issued the original instrument. The Obligee, however, is Bank of America specifically, since the Obligee is always the bank or financial institution that issued the original check or money order.

See our full Lost Cashier’s Check Bond guide for the complete Bond Requirements table. This bond is part of our broader Lost Instrument Bond category, which also covers lost stock certificates, trust deeds, and other financial instruments. Below is what’s specific to replacing a Bank of America cashier’s check or money order.

When Do You Need a Lost Cashier’s Check Bond for a Bank of America Check?

You may need this Bond if:

  • Your Bank of America cashier’s check was lost in the mail or misplaced
  • Your Bank of America money order was stolen or destroyed before you could cash or deposit it

Bank of America requires a Lost Cashier’s Check Bond before releasing a replacement ahead of its standard waiting period — losing a check from a different bank? See our Lost Cashier’s Check Bond guide for the general process, or our Fifth Third Bank page if that’s the bank that issued your check.

How Much Does a Lost Cashier’s Check Bond Cost for a Bank of America Check?

There’s no fixed amount for this bond — Bank of America sets it based on the value of your check or money order. We individually underwrite your premium (what you actually pay) based on that amount and your credit history, and it may vary depending on the information you provide during the application.

What Do I Need to Apply for a Bank of America Cashier’s Check Bond?

To apply for a bond to replace your Bank of America cashier’s check or money order, you’ll need:

  • The amount of the lost check or money order
  • The check’s issue date
  • The payee name(s) shown on the check
  • A completed declaration of loss or affidavit, if Bank of America has provided one
  • Personal information for a credit history review

Once we confirm your application and the check details, our underwriting team will provide your rate — once you pay for your bond, we’ll issue it same day.

How Do I Apply for a Bank of America Cashier’s Check Bond?

Obtaining your bond through American Surety Bonds Agency is simple:

  1. Complete our online application.
  2. Our underwriting team reviews your application and the check details.
  3. Once approved, pay for your bond and we’ll issue it the same day.
  4. Receive your completed bond to submit to your bank along with any other paperwork it requires.

Why Choose American Surety Bonds Agency?

American Surety Bonds Agency has been helping individuals and businesses meet their bonding requirements for decades. Whether you’re dealing with a lost cashier’s check for the first time or you’ve been through this before, our experienced team is here to make the process simple and efficient.

When you choose American Surety Bonds Agency, you’ll receive:

  • Experienced surety bond professionals
  • Competitive rates from leading surety companies
  • Fast underwriting and responsive customer service
  • A secure online application process
  • Assistance throughout the bonding process

Above all, we’re committed to helping you meet your bonding requirement quickly and correctly, with experienced guidance every step of the way.

Frequently Asked Questions

Do I need a special bond for a Bank of America check specifically? No — a Lost Cashier’s Check Bond works the same way regardless of which bank issued the original check or money order.
How long does it take to get my bond? Once your application and check details are confirmed, our underwriting team can typically issue your bond same day.
Does this bond work for a money order too, not just a cashier’s check? Yes — the same bond covers a lost, stolen, or destroyed Bank of America money order as well as a cashier’s check.
What does the bond actually protect? It protects Bank of America if the original check or money order is later found and cashed by someone else after your replacement has already been issued.
Do I still need to wait 90 days if I get a bond? No — the bond is what allows Bank of America to release your replacement without making you wait out its standard waiting period.

Ready to Get Started?

Complete our simple online application or speak with one of our surety specialists today.

American Surety Bonds Agency proudly serves businesses nationwide with fast approvals, competitive rates, and responsive service.

Let American Surety help!

American Surety can also assist you with any of your other bonding needs, as we are licensed in all 50 states.  Call us today at (404) 486-2355 or our toll-free number (877) 201-8976 or you can visit our website suretybondsagency.com or find us on Facebook, Twitter, or LinkedIn!

Have Questions?

American Surety Bonds Agency, LLC
138 Hammond Drive, Suite B
Atlanta, GA 30328
Sam Newberry – Managing Member
P: 404-486-2356 M: 404-550-3565
snewberry@suretybondsagency.com
suretybondsagency.com