South Carolina Public Adjuster Bond – Apply Now!

A South Carolina Public Adjuster Bond is a $20,000 surety bond required by the Director of Insurance of the State of South Carolina before the state will license or renew a public adjuster. It guarantees that the adjuster will comply with South Carolina insurance law while representing a policyholder’s claim, and it protects the policyholders the adjuster represents, not the adjuster’s own business. It is also known as the SC Public Adjuster Bond, South Carolina Public Adjuster Surety Bond, or South Carolina Insurance Adjuster Bond.

Any individual or business applying for a first-time South Carolina Public Adjuster License, renewing an existing license, or operating as a public adjuster handling first-party property insurance claims in South Carolina must maintain this bond to keep their license in good standing with the Department of Insurance.

South Carolina requires public adjusters to maintain this bond to protect policyholders who hire them to negotiate a property insurance claim. Requiring the bond helps protect policyholders from financial losses, encourages licensed adjusters to comply with South Carolina’s insurance laws, and promotes honesty, accountability, and consumer confidence in the public adjusting profession.

Rates start as low as $200 for a one-year term. Your final rate depends on factors like your personal credit history, business experience, and net worth.